Tuesday, December 31, 2013

Resolutions 12/31/13

Some New Year's Resolutions:


Be on time

Always have an agenda for a meeting

Have your teeth cleaned every six months.

Make a budget. The discipline alone is helpful.

Set aside a percentage for two groups of savings. Use one account to go to when necessary for a big purchase or a surprise problem. Use the other one for retirement. Never touch the second one.

People tend to like what they do when they are good at it. So, be good at your job and your diversions.

Always get the cost of goods or services up front. This is especially true of lawyers.

When traveling:
Never travel without a phone that works
Never travel alone to an area where you do not know the language or the alphabet
Avoid areas where you might depend upon the good-will of people with old political grudges towards some group you remotely resemble.
Always, always get the harbor-master's number when you leave a ship.

Buy one tailor-made piece of clothing so you can see the difference from retail.

Always travel with enough money.

Annotate your spending. This is great for taxes but also is educational and makes you aware of the value of money.

Floss.

"To trace something unknown back to something known is alleviating, soothing, gratifying, and gives moreover a feeling of power. Danger, disquiet, anxiety attend the unknown - the first instinct is to eliminate these distressing states. First principle: any explanation is better than none." (Friedrich Nietzsche) 
Remember this when attacking another's beliefs. You are attacking more than his intellectual position, you are attacking his area of comfort and command.

If you want to get ahead at work, dress like the boss.

Save 10% of your income for retirement.


Have an Internet site that discusses personal finance and stop by regularly. My current preference:
http://lessantman.advisorwebsite.com/

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